{"id":258,"date":"2016-07-06T17:52:02","date_gmt":"2016-07-06T17:52:02","guid":{"rendered":"http:\/\/ubannualreport.wpengine.com\/?page_id=2"},"modified":"2021-05-17T17:07:19","modified_gmt":"2021-05-17T17:07:19","slug":"home","status":"publish","type":"page","link":"https:\/\/united.redirontest.info\/2018\/","title":{"rendered":"Home"},"content":{"rendered":"<p><div id=\"ceo\"><div class=\"fusion-fullwidth fullwidth-box hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-equal-height-columns fusion-no-small-visibility fusion-no-medium-visibility\"  style='background-color: rgba(255,255,255,0);background-position: left top;background-repeat: no-repeat;border-top-width:0px;border-bottom-width:0px;border-color:#eae9e9;border-top-style:solid;border-bottom-style:solid;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_3_5  fusion-three-fifth fusion-column-first 3_5\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 120px 10% 120px 10%;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><h2>FROM THE DESK<br \/>\nOF THE CEO<\/h2>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:15px;\"><\/div><div class=\"fusion-text\"><p>Today, I&#8217;m pleased to report that United Bancorporation is a vibrant, growing, and diversified banking franchise. The Corporation currently has 18 traditional bank branches with 21 offices and two wholly owned subsidiaries. Our business model is a powerful, evolving solution of banking verticals and niches that are intertwined to create a nimble, innovative enterprise. Our talented management team has extensive experience in leveraging niches into profitable lines of product mixes that position the bank for growth. Strategic opportunities in our region have the potential to generate more earnings beyond those of traditional banking.<\/p>\n<\/div><div class=\"fusion-button-wrapper fusion-alignleft\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-button.button-1 .fusion-button-text, .fusion-button.button-1 i {color:#ffffff;}.fusion-button.button-1 {border-width:0px;border-color:#ffffff;}.fusion-button.button-1 .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-1:hover .fusion-button-text, .fusion-button.button-1:hover i,.fusion-button.button-1:focus .fusion-button-text, .fusion-button.button-1:focus i,.fusion-button.button-1:active .fusion-button-text, .fusion-button.button-1:active{color:#ffffff;}.fusion-button.button-1:hover, .fusion-button.button-1:focus, .fusion-button.button-1:active{border-width:0px;border-color:#ffffff;}.fusion-button.button-1:hover .fusion-button-icon-divider, .fusion-button.button-1:hover .fusion-button-icon-divider, .fusion-button.button-1:active .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-1{width:auto;}<\/style><a class=\"fusion-button button-flat fusion-button-round button-large button-default button-1\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"\/2018\/from-the-ceo\/\"><span class=\"fusion-button-text\">Read More<\/span><i class=\"fa-angle-right fas button-icon-right\"><\/i><\/a><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_2_5  fusion-two-fifth fusion-column-last 2_5\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-image: url('\/2018\/wp-content\/uploads\/2019\/03\/bob_jones_large.jpg');background-position:center center;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\/2018\/wp-content\/uploads\/2019\/03\/bob_jones_large.jpg\">\n\t\t\t\t\t\t<div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:400px;\"><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><div id=\"ceo\"><div class=\"fusion-fullwidth fullwidth-box hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-equal-height-columns fusion-no-large-visibility\"  style='background-color: rgba(255,255,255,0);background-position: left top;background-repeat: no-repeat;border-top-width:0px;border-bottom-width:0px;border-color:#eae9e9;border-top-style:solid;border-bottom-style:solid;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-image: url('\/2018\/wp-content\/uploads\/2019\/03\/bob_jones_large.jpg');background-position:center center;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\/2018\/wp-content\/uploads\/2019\/03\/bob_jones_large.jpg\">\n\t\t\t\t\t\t<div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:400px;\"><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 40px 40px 40px 40px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><h2><span style=\"color: #333333;\">FROM THE DESK<br \/>\nOF THE CEO<\/span><\/h2>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:35px;\"><\/div><div class=\"fusion-text\"><p>Today, I&#8217;m pleased to report that United Bancorporation is a vibrant, growing, and diversified banking franchise. The Corporation currently has 18 traditional bank branches with 21 offices and two wholly owned subsidiaries. Our business model is a powerful, evolving solution of banking verticals and niches that are intertwined to create a nimble, innovative enterprise. Our talented management team has extensive experience in leveraging niches into profitable lines of product mixes that position the bank for growth. Strategic opportunities in our region have the potential to generate more earnings beyond those of traditional banking.<\/p>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:40px;\"><\/div><div class=\"fusion-button-wrapper fusion-alignleft\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-button.button-2 .fusion-button-text, .fusion-button.button-2 i {color:#ffffff;}.fusion-button.button-2 {border-width:0px;border-color:#ffffff;}.fusion-button.button-2 .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-2:hover .fusion-button-text, .fusion-button.button-2:hover i,.fusion-button.button-2:focus .fusion-button-text, .fusion-button.button-2:focus i,.fusion-button.button-2:active .fusion-button-text, .fusion-button.button-2:active{color:#ffffff;}.fusion-button.button-2:hover, .fusion-button.button-2:focus, .fusion-button.button-2:active{border-width:0px;border-color:#ffffff;}.fusion-button.button-2:hover .fusion-button-icon-divider, .fusion-button.button-2:hover .fusion-button-icon-divider, .fusion-button.button-2:active .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-2{width:auto;}<\/style><a class=\"fusion-button button-flat fusion-button-round button-large button-default button-2\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"\/2018\/from-the-ceo\/\"><span class=\"fusion-button-text\">Read More<\/span><i class=\"fa-angle-right fas button-icon-right\"><\/i><\/a><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><div id=\"videos\"><div class=\"fusion-fullwidth fullwidth-box teal_bar large hundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: #14b19b;background-position: center center;background-repeat: no-repeat;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last fusion-column-no-min-height 1_1\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 120px 6% 120PX 6%;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><h2>BUILDING A BETTER TOMORROW<\/h2>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:15px;\"><\/div><div class=\"fusion-text\"><p>At United Bank, we are proof that business can do well by doing good. It&#8217;s an untraditional approach in a very traditional business. With our subsidiary, UB Community Development, we have helped stimulate commercial investments and job creation in small towns using New Market Tax Credits and Capital Magnet Funds.<\/p>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:15px;\"><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_3  fusion-one-third fusion-column-first 1_3\"  style='margin-top: 0px;margin-bottom: 0px;width:33.33%;width:calc(33.33% - ( ( 4% + 4% ) * 0.3333 ) );margin-right:4%;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\"><div class=\"fusion-text\"><div class=\"video-shortcode\"><iframe loading=\"lazy\" src=\"https:\/\/player.vimeo.com\/video\/329165941?dnt=1&#038;app_id=122963\" width=\"1652\" height=\"929\" frameborder=\"0\" title=\"Annual Report\" allow=\"autoplay; fullscreen\" allowfullscreen><\/iframe><\/div>\n<p style=\"text-align: center; margin-bottom: 0;\">Annual Report Video<\/p>\n<\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_3  fusion-one-third 1_3\"  style='margin-top: 0px;margin-bottom: 0px;width:33.33%;width:calc(33.33% - ( ( 4% + 4% ) * 0.3333 ) );margin-right:4%;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\"><div class=\"fusion-text\"><div class=\"video-shortcode\"><iframe loading=\"lazy\" src=\"https:\/\/player.vimeo.com\/video\/329166009?dnt=1&#038;app_id=122963\" width=\"1652\" height=\"929\" frameborder=\"0\" title=\"New Market Tax Credits\" allow=\"autoplay; fullscreen\" allowfullscreen><\/iframe><\/div>\n<p style=\"text-align: center; margin-bottom: 0;\">New Market Tax Credits Video<\/p>\n<\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_3  fusion-one-third fusion-column-last 1_3\"  style='margin-top: 0px;margin-bottom: 0px;width:33.33%;width:calc(33.33% - ( ( 4% + 4% ) * 0.3333 ) );'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\"><div class=\"fusion-text\"><div class=\"video-shortcode\"><iframe loading=\"lazy\" src=\"https:\/\/player.vimeo.com\/video\/329168990?dnt=1&#038;app_id=122963\" width=\"1652\" height=\"929\" frameborder=\"0\" title=\"Capital Magnet Fund\" allow=\"autoplay; fullscreen\" allowfullscreen><\/iframe><\/div>\n<p style=\"text-align: center; margin-bottom: 0;\">Capital Magnet Fund Video<\/p>\n<\/div><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><div id=\"multi\"><div class=\"fusion-fullwidth fullwidth-box hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-equal-height-columns fusion-no-small-visibility fusion-no-medium-visibility\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_3_5  fusion-three-fifth fusion-column-first 3_5\"  style='margin-top:0px;margin-bottom:0px;width:60%;width:calc(60% - ( ( 4% ) * 0.6 ) );margin-right: 4%;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 120px 20px 120px 10%;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><h2>DOING WELL BY DOING GOOD<\/h2>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:15px;\"><\/div><div class=\"fusion-text\"><p>This foundational approach is designed to sustainably fuel our growth as a financial institution and make a transformative difference in the lives of our customers.<\/p>\n<p>Being one of the first banks in Alabama to receive the Community Development Financial Institution (CDFI) certification, we&#8217;ve evolved into a multi-bottom line company.<\/p>\n<p>These expanded capabilities and the focused business strategy positioned United Bank to build a niche business model and powerful brand. These capabilities allowed us not only to participate in the local markets, but to expand the local markets. Investing in local businesses, creating jobs, and enriching the quality of life in our communities brings us new lending opportunities, customer deposits, and stronger relationships. These cyclical relationships elevate our value, build our brand, give our customers the additional resources they need to be successful, and produce unprecedented financial results for our bank.<\/p>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:15px;\"><\/div><div class=\"fusion-button-wrapper fusion-alignleft\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-button.button-3 .fusion-button-text, .fusion-button.button-3 i {color:#ffffff;}.fusion-button.button-3 {border-width:0px;border-color:#ffffff;}.fusion-button.button-3 .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-3:hover .fusion-button-text, .fusion-button.button-3:hover i,.fusion-button.button-3:focus .fusion-button-text, .fusion-button.button-3:focus i,.fusion-button.button-3:active .fusion-button-text, .fusion-button.button-3:active{color:#ffffff;}.fusion-button.button-3:hover, .fusion-button.button-3:focus, .fusion-button.button-3:active{border-width:0px;border-color:#ffffff;}.fusion-button.button-3:hover .fusion-button-icon-divider, .fusion-button.button-3:hover .fusion-button-icon-divider, .fusion-button.button-3:active .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-3{width:auto;}<\/style><a class=\"fusion-button button-flat fusion-button-round button-large button-default button-3\" target=\"_self\" href=\"#financial\"><span class=\"fusion-button-text\">See the Financial Impact<\/span><i class=\"fa-angle-right fas button-icon-right\"><\/i><\/a><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_2_5  fusion-two-fifth fusion-column-last 2_5\"  style='margin-top:0px;margin-bottom:0px;width:40%;width:calc(40% - ( ( 4% ) * 0.4 ) );'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 90px 10% 90px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"imageframe-align-center\"><span style=\"max-width:100%;\" class=\"fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" loading=\"lazy\" src=\"\/2018\/wp-content\/uploads\/2019\/03\/MultiBottomLine.png\" width=\"\" height=\"\" alt=\"The Multi-Bottom Line\" title=\"Home\" class=\"img-responsive\"\/><\/span><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><div id=\"multi\"><div class=\"fusion-fullwidth fullwidth-box hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-large-visibility\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 40px 40px 0px 40px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"imageframe-align-center\"><span style=\"max-width:100%;\" class=\"fusion-imageframe imageframe-none imageframe-2 hover-type-none\"><img decoding=\"async\" loading=\"lazy\" src=\"\/2018\/wp-content\/uploads\/2019\/03\/MultiBottomLine.png\" width=\"\" height=\"\" alt=\"The Multi-Bottom Line\" title=\"Home\" class=\"img-responsive\"\/><\/span><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:15px;\"><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 40px 40px 40px 40px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><h2>DOING WELL BY DOING GOOD<\/h2>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:15px;\"><\/div><div class=\"fusion-text\"><p>This foundational approach is designed to sustainably fuel our growth as a financial institution and make a transformative difference in the lives of our customers.<\/p>\n<p>Being one of the first banks in Alabama to receive the Community Development Financial Institution (CDFI) certification, we&#8217;ve evolved into a multi-bottom line company.<\/p>\n<p>These expanded capabilities and the focused business strategy positioned United Bank to build a niche business model and powerful brand. These capabilities allowed us not only to participate in the local markets, but to expand the local markets. Investing in local businesses, creating jobs, and enriching the quality of life in our communities brings us new lending opportunities, customer deposits, and stronger relationships. These cyclical relationships elevate our value, build our brand, give our customers the additional resources they need to be successful, and produce unprecedented financial results for our bank.<\/p>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:15px;\"><\/div><div class=\"fusion-button-wrapper fusion-alignleft\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-button.button-4 .fusion-button-text, .fusion-button.button-4 i {color:#ffffff;}.fusion-button.button-4 {border-width:0px;border-color:#ffffff;}.fusion-button.button-4 .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-4:hover .fusion-button-text, .fusion-button.button-4:hover i,.fusion-button.button-4:focus .fusion-button-text, .fusion-button.button-4:focus i,.fusion-button.button-4:active .fusion-button-text, .fusion-button.button-4:active{color:#ffffff;}.fusion-button.button-4:hover, .fusion-button.button-4:focus, .fusion-button.button-4:active{border-width:0px;border-color:#ffffff;}.fusion-button.button-4:hover .fusion-button-icon-divider, .fusion-button.button-4:hover .fusion-button-icon-divider, .fusion-button.button-4:active .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-4{width:auto;}<\/style><a class=\"fusion-button button-flat fusion-button-round button-large button-default button-4\" target=\"_self\" href=\"#financial\"><span class=\"fusion-button-text\">See the Financial Impact<\/span><i class=\"fa-angle-right fas button-icon-right\"><\/i><\/a><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><div id=\"performance\"><div class=\"fusion-fullwidth fullwidth-box hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-equal-height-columns fusion-no-small-visibility fusion-no-medium-visibility\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_3_5  fusion-three-fifth fusion-column-first fusion-blend-mode 3_5\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"background-color:#f4f6f6;padding: 120px 10% 120px 10%;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><table class=\"mbl_heading\">\n<tbody>\n<tr>\n<td>\n<h2>STRONG FINANCIAL PERFORMANCE<\/h2>\n<\/td>\n<td><img decoding=\"async\" src=\"\/2018\/wp-content\/uploads\/2019\/03\/StrongFinancialPerformance_Splash.png\" alt=\"Strong Financial Performance\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:15px;\"><\/div><div class=\"fusion-text\"><h4 style=\"margin-bottom: 0;\">Stable Core Deposits<\/h4>\n<p>Many consumers in our footprint still prefer a community bank. Which is why we&#8217;ve created a robust retail delivery system of branch offices strategically spread across our market area designed to provide a high level of service to customers wherever and whenever they want. This strategy has resulted in a strong, stable boost in core deposits, giving us low-cost access to funding we can use to grow our business and offer much-needed, affordable financial services to the areas we serve.<\/p>\n<h4 style=\"margin-bottom: 0;\">New Technology<\/h4>\n<p>Our recent investment in technology has allowed us to meet our customers&#8217; needs for on-demand access and convenience, and also take advantage of new business opportunities. The conversion has transformed us into a learning organization while creating brand continuity throughout the customer journey.<\/p>\n<h4 style=\"margin-bottom: 0;\">Shareholder&#8217;s Dividend<\/h4>\n<p>United Bancorporation has paid a consistent dividend since 1983 and recently increased dividends from $.135 in 2017 to $.145 in 2018. In January 2019, the corporation paid a dividend of $.075 with a special dividend of $.005 for a total of $.08 per share. This increase reflects our improved financial performance and rewards our shareholders for their investment.<\/p>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:15px;\"><\/div><div class=\"fusion-button-wrapper fusion-alignleft\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-button.button-5 .fusion-button-text, .fusion-button.button-5 i {color:#ffffff;}.fusion-button.button-5 {border-width:0px;border-color:#ffffff;}.fusion-button.button-5 .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-5:hover .fusion-button-text, .fusion-button.button-5:hover i,.fusion-button.button-5:focus .fusion-button-text, .fusion-button.button-5:focus i,.fusion-button.button-5:active .fusion-button-text, .fusion-button.button-5:active{color:#ffffff;}.fusion-button.button-5:hover, .fusion-button.button-5:focus, .fusion-button.button-5:active{border-width:0px;border-color:#ffffff;}.fusion-button.button-5:hover .fusion-button-icon-divider, .fusion-button.button-5:hover .fusion-button-icon-divider, .fusion-button.button-5:active .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-5{width:auto;}<\/style><a class=\"fusion-button button-flat fusion-button-round button-large button-default button-5\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"#financial\"><span class=\"fusion-button-text\">See the Financial Impact<\/span><i class=\"fa-angle-right fas button-icon-right\"><\/i><\/a><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_2_5  fusion-two-fifth fusion-column-last 2_5\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-image: url('\/2018\/wp-content\/uploads\/2019\/03\/performance_large.jpg');background-position:center center;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\/2018\/wp-content\/uploads\/2019\/03\/performance_large.jpg\">\n\t\t\t\t\t\t<div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:400px;\"><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><div id=\"performance\"><div class=\"fusion-fullwidth fullwidth-box hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-large-visibility\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-image: url('\/2018\/wp-content\/uploads\/2019\/03\/performance_large.jpg');background-position:center center;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\/2018\/wp-content\/uploads\/2019\/03\/performance_large.jpg\">\n\t\t\t\t\t\t<div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:400px;\"><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last fusion-blend-mode 1_1\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"background-color:#f4f6f6;padding: 40px 40px 40px 40px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-builder-row fusion-builder-row-inner fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_4_5  fusion-four-fifth fusion-column-first fusion-spacing-no 4_5\"  style='margin-top: 0px;margin-bottom: 0px;width:80%;width:calc(80% - ( ( 0 ) * 0.8 ) );margin-right:0px;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\"><div class=\"fusion-column-content-centered\"><div class=\"fusion-column-content\"><div class=\"fusion-text\"><h2>STRONG FINANCIAL PERFORMANCE<\/h2>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:20px;margin-bottom:0px;\"><\/div><\/div><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_5  fusion-one-fifth fusion-column-last fusion-spacing-no 1_5\"  style='margin-top: 0px;margin-bottom: 0px;width:20%;width:calc(20% - ( ( 0 ) * 0.2 ) );'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\"><div class=\"fusion-column-content-centered\"><div class=\"fusion-column-content\"><div class=\"imageframe-align-center\"><span style=\"max-width:200px;\" class=\"fusion-imageframe imageframe-none imageframe-3 hover-type-none\"><img decoding=\"async\" loading=\"lazy\" src=\"\/2018\/wp-content\/uploads\/2019\/03\/StrongFinancialPerformance_Splash.png\" width=\"\" height=\"\" alt=\"Strong Financial Performance\" title=\"StrongFinancialPerformance_Splash\" class=\"img-responsive wp-image-405\" srcset=\"https:\/\/united.redirontest.info\/2018\/wp-content\/uploads\/2019\/03\/StrongFinancialPerformance_Splash-200x200.png 200w, https:\/\/united.redirontest.info\/2018\/wp-content\/uploads\/2019\/03\/StrongFinancialPerformance_Splash-400x400.png 400w, https:\/\/united.redirontest.info\/2018\/wp-content\/uploads\/2019\/03\/StrongFinancialPerformance_Splash-600x600.png 600w, https:\/\/united.redirontest.info\/2018\/wp-content\/uploads\/2019\/03\/StrongFinancialPerformance_Splash.png 753w\" sizes=\"(max-width: 1215px) 100vw, 753px\" \/><\/span><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:15px;\"><\/div><div class=\"fusion-text\"><h4 style=\"margin-bottom: 0;\">Stable Core Deposits<\/h4>\n<p>Many consumers in our footprint still prefer a community bank. Which is why we&#8217;ve created a robust retail delivery system of branch offices strategically spread across our market area designed to provide a high level of service to customers wherever and whenever they want. This strategy has resulted in a strong, stable boost in core deposits, giving us low-cost access to funding we can use to grow our business and offer much-needed, affordable financial services to the areas we serve.<\/p>\n<h4 style=\"margin-bottom: 0;\">New Technology<\/h4>\n<p>Our recent investment in technology has allowed us to meet our customers&#8217; needs for on-demand access and convenience, and also take advantage of new business opportunities. The conversion has transformed us into a learning organization while creating brand continuity throughout the customer journey.<\/p>\n<h4 style=\"margin-bottom: 0;\">Shareholder&#8217;s Dividend<\/h4>\n<p>United Bancorporation has paid a consistent dividend since 1983 and recently increased dividends from $.135 in 2017 to $.145 in 2018. In January 2019, the corporation paid a dividend of $.075 with a special dividend of $.005 for a total of $.08 per share. This increase reflects our improved financial performance and rewards our shareholders for their investment.<\/p>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:15px;\"><\/div><div class=\"fusion-button-wrapper fusion-alignleft\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-button.button-6 .fusion-button-text, .fusion-button.button-6 i {color:#ffffff;}.fusion-button.button-6 {border-width:0px;border-color:#ffffff;}.fusion-button.button-6 .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-6:hover .fusion-button-text, .fusion-button.button-6:hover i,.fusion-button.button-6:focus .fusion-button-text, .fusion-button.button-6:focus i,.fusion-button.button-6:active .fusion-button-text, .fusion-button.button-6:active{color:#ffffff;}.fusion-button.button-6:hover, .fusion-button.button-6:focus, .fusion-button.button-6:active{border-width:0px;border-color:#ffffff;}.fusion-button.button-6:hover .fusion-button-icon-divider, .fusion-button.button-6:hover .fusion-button-icon-divider, .fusion-button.button-6:active .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-6{width:auto;}<\/style><a class=\"fusion-button button-flat fusion-button-round button-large button-default button-6\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"#financial\"><span class=\"fusion-button-text\">See the Financial Impact<\/span><i class=\"fa-angle-right fas button-icon-right\"><\/i><\/a><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><div id=\"economic\"><div class=\"fusion-fullwidth fullwidth-box hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-equal-height-columns fusion-no-small-visibility fusion-no-medium-visibility\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_3_5  fusion-three-fifth fusion-column-first fusion-blend-mode 3_5\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"background-color:#ffffff;padding: 120px 10% 120px 10%;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><table class=\"mbl_heading\">\n<tbody>\n<tr>\n<td>\n<h2>ECONOMIC DEVELOPMENT<\/h2>\n<\/td>\n<td><img decoding=\"async\" src=\"\/2018\/wp-content\/uploads\/2019\/03\/EconomicDevelopment_Splash.png\" alt=\"Economic Development\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:15px;\"><\/div><div class=\"fusion-text\"><p>Community banks are engines of small business growth, and our focus on creating opportunities goes beyond the extension of credit. The Church Street Incubator, mentorships, and business planning programs are perfect examples of our commitment to encouraging and supporting local small businesses.<\/p>\n<p>In 2018 alone, we financed 372 small businesses totaling $70.2 million in loans, of which 123 were minority\u2013 and\/or women-owned. We also counseled 94 small businesses on business planning, budgeting, and cash management. As we all know, small businesses&#8217; success reverberates throughout the community, generating jobs, financial independence, and the entrepreneurial spirit .<\/p>\n<p>We&#8217;ve also expanded this model with our Homegrown Startup Pitchfest contest which gives small, entrepreneurial startup businesses the opportunity to win $40,000 seed money.<\/p>\n<p>This year marked the ninth consecutive year United Bank received the Bank Enterprise Award, which the U.S. Treasury Department awarded to only 119 institutions across the country. These resources allow us to further invest in programs by providing community impact services such as direct financing, checking and savings accounts, check cashing, financial services, and counseling.<\/p>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:15px;\"><\/div><div class=\"fusion-button-wrapper fusion-alignleft\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-button.button-7 .fusion-button-text, .fusion-button.button-7 i {color:#ffffff;}.fusion-button.button-7 {border-width:0px;border-color:#ffffff;}.fusion-button.button-7 .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-7:hover .fusion-button-text, .fusion-button.button-7:hover i,.fusion-button.button-7:focus .fusion-button-text, .fusion-button.button-7:focus i,.fusion-button.button-7:active .fusion-button-text, .fusion-button.button-7:active{color:#ffffff;}.fusion-button.button-7:hover, .fusion-button.button-7:focus, .fusion-button.button-7:active{border-width:0px;border-color:#ffffff;}.fusion-button.button-7:hover .fusion-button-icon-divider, .fusion-button.button-7:hover .fusion-button-icon-divider, .fusion-button.button-7:active .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-7{width:auto;}<\/style><a class=\"fusion-button button-flat fusion-button-round button-large button-default button-7\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"\/2018\/success\/\"><span class=\"fusion-button-text\">Read More<\/span><i class=\"fa-angle-right fas button-icon-right\"><\/i><\/a><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_2_5  fusion-two-fifth fusion-column-last 2_5\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-image: url('\/2018\/wp-content\/uploads\/2019\/03\/economic_large.jpg');background-position:center center;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\/2018\/wp-content\/uploads\/2019\/03\/economic_large.jpg\">\n\t\t\t\t\t\t<div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:400px;\"><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><div id=\"economic\"><div class=\"fusion-fullwidth fullwidth-box hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-large-visibility\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-image: url('\/2018\/wp-content\/uploads\/2019\/03\/economic_large.jpg');background-position:center center;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\/2018\/wp-content\/uploads\/2019\/03\/economic_large.jpg\">\n\t\t\t\t\t\t<div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:400px;\"><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last fusion-blend-mode 1_1\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"background-color:#ffffff;padding: 40px 40px 40px 40px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-builder-row fusion-builder-row-inner fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_4_5  fusion-four-fifth fusion-column-first fusion-spacing-no 4_5\"  style='margin-top: 0px;margin-bottom: 0px;width:80%;width:calc(80% - ( ( 0 ) * 0.8 ) );margin-right:0px;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\"><div class=\"fusion-column-content-centered\"><div class=\"fusion-column-content\"><div class=\"fusion-text\"><h2>ECONOMIC DEVELOPMENT<\/h2>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:20px;margin-bottom:0px;\"><\/div><\/div><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_5  fusion-one-fifth fusion-column-last fusion-spacing-no 1_5\"  style='margin-top: 0px;margin-bottom: 0px;width:20%;width:calc(20% - ( ( 0 ) * 0.2 ) );'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\"><div class=\"fusion-column-content-centered\"><div class=\"fusion-column-content\"><div class=\"imageframe-align-center\"><span style=\"max-width:200px;\" class=\"fusion-imageframe imageframe-none imageframe-4 hover-type-none\"><img decoding=\"async\" loading=\"lazy\" src=\"\/2018\/wp-content\/uploads\/2019\/03\/EconomicDevelopment_Splash.png\" width=\"\" height=\"\" alt=\"Strong Financial Performance\" title=\"EconomicDevelopment_Splash\" class=\"img-responsive wp-image-404\" srcset=\"https:\/\/united.redirontest.info\/2018\/wp-content\/uploads\/2019\/03\/EconomicDevelopment_Splash-200x200.png 200w, https:\/\/united.redirontest.info\/2018\/wp-content\/uploads\/2019\/03\/EconomicDevelopment_Splash-400x400.png 400w, https:\/\/united.redirontest.info\/2018\/wp-content\/uploads\/2019\/03\/EconomicDevelopment_Splash-600x600.png 600w, https:\/\/united.redirontest.info\/2018\/wp-content\/uploads\/2019\/03\/EconomicDevelopment_Splash.png 753w\" sizes=\"(max-width: 1215px) 100vw, 753px\" \/><\/span><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:15px;\"><\/div><div class=\"fusion-text\"><p>Community banks are engines of small business growth, and our focus on creating opportunities goes beyond the extension of credit. The Church Street Incubator, mentorships, and business planning programs are perfect examples of our commitment to encouraging and supporting local small businesses.<\/p>\n<p>In 2018 alone, we financed 372 small businesses totaling $70.2 million in loans, of which 123 were minority\u2013 and\/or women-owned. We also counseled 94 small businesses on business planning, budgeting, and cash management. As we all know, small businesses&#8217; success reverberates throughout the community, generating jobs, financial independence, and the entrepreneurial spirit .<\/p>\n<p>We&#8217;ve also expanded this model with our Homegrown Startup Pitchfest contest which gives small, entrepreneurial startup businesses the opportunity to win $40,000 seed money.<\/p>\n<p>This year marked the ninth consecutive year United Bank received the Bank Enterprise Award, which the U.S. Treasury Department awarded to only 119 institutions across the country. These resources allow us to further invest in programs by providing community impact services such as direct financing, checking and savings accounts, check cashing, financial services, and counseling.<\/p>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:15px;\"><\/div><div class=\"fusion-button-wrapper fusion-alignleft\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-button.button-8 .fusion-button-text, .fusion-button.button-8 i {color:#ffffff;}.fusion-button.button-8 {border-width:0px;border-color:#ffffff;}.fusion-button.button-8 .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-8:hover .fusion-button-text, .fusion-button.button-8:hover i,.fusion-button.button-8:focus .fusion-button-text, .fusion-button.button-8:focus i,.fusion-button.button-8:active .fusion-button-text, .fusion-button.button-8:active{color:#ffffff;}.fusion-button.button-8:hover, .fusion-button.button-8:focus, .fusion-button.button-8:active{border-width:0px;border-color:#ffffff;}.fusion-button.button-8:hover .fusion-button-icon-divider, .fusion-button.button-8:hover .fusion-button-icon-divider, .fusion-button.button-8:active .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-8{width:auto;}<\/style><a class=\"fusion-button button-flat fusion-button-round button-large button-default button-8\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"\/2018\/success\/\"><span class=\"fusion-button-text\">Read More<\/span><i class=\"fa-angle-right fas button-icon-right\"><\/i><\/a><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><div id=\"community\"><div class=\"fusion-fullwidth fullwidth-box hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-equal-height-columns fusion-no-small-visibility fusion-no-medium-visibility\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_3_5  fusion-three-fifth fusion-column-first fusion-blend-mode 3_5\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"background-color:#f4f6f6;padding: 120px 10% 120px 10%;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><table class=\"mbl_heading\">\n<tbody>\n<tr>\n<td>\n<h2>COMMUNITY DEVELOPMENT<\/h2>\n<\/td>\n<td><img decoding=\"async\" src=\"\/2018\/wp-content\/uploads\/2019\/03\/CommunityDevelopment_Splash.png\" alt=\"Community Development\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:15px;\"><\/div><div class=\"fusion-text\"><h4 style=\"margin-bottom: 0;\">Communities thrive when people work together.<\/h4>\n<p>At United Bank, we realize we are all interconnected. Intertwined. The fate of our business is tied to that of our community. When our community is healthy, so are we. When our community soars, we rise with it.<\/p>\n<p>When we help a business expand with New Market Tax Credits, we also make a loan and gain new banking customers. Jobs are created, tax bases are increased, homes are purchased, and the local economy grows.<\/p>\n<p>When Capital Magnet Funds are used to help developers build affordable housing, the cycle of poverty is broken for area families, they began to participate in the local economy and become customers of our bank and other businesses. These businesses then grow, more jobs are created, and more money is invested back into our communities.<\/p>\n<p>When our outreach and retail strategies drive growth for our bank, we can make more loans and increase our local investments. When we support innovators and entrepreneurs, the doors of opportunity are thrown open for many individuals and businesses throughout our region.<\/p>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:15px;\"><\/div><div class=\"fusion-button-wrapper fusion-alignleft\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-button.button-9 .fusion-button-text, .fusion-button.button-9 i {color:#ffffff;}.fusion-button.button-9 {border-width:0px;border-color:#ffffff;}.fusion-button.button-9 .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-9:hover .fusion-button-text, .fusion-button.button-9:hover i,.fusion-button.button-9:focus .fusion-button-text, .fusion-button.button-9:focus i,.fusion-button.button-9:active .fusion-button-text, .fusion-button.button-9:active{color:#ffffff;}.fusion-button.button-9:hover, .fusion-button.button-9:focus, .fusion-button.button-9:active{border-width:0px;border-color:#ffffff;}.fusion-button.button-9:hover .fusion-button-icon-divider, .fusion-button.button-9:hover .fusion-button-icon-divider, .fusion-button.button-9:active .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-9{width:auto;}<\/style><a class=\"fusion-button button-flat fusion-button-round button-large button-default button-9\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"\/2018\/community\/\"><span class=\"fusion-button-text\">Explore the Products We Use<\/span><i class=\"fa-angle-right fas button-icon-right\"><\/i><\/a><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_2_5  fusion-two-fifth fusion-column-last 2_5\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-image: url('\/2018\/wp-content\/uploads\/2019\/03\/community_large.jpg');background-position:center center;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\/2018\/wp-content\/uploads\/2019\/03\/community_large.jpg\">\n\t\t\t\t\t\t<div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:400px;\"><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><div id=\"community\"><div class=\"fusion-fullwidth fullwidth-box hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-large-visibility\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-image: url('\/2018\/wp-content\/uploads\/2019\/03\/community_large.jpg');background-position:center center;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\/2018\/wp-content\/uploads\/2019\/03\/community_large.jpg\">\n\t\t\t\t\t\t<div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:400px;\"><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last fusion-blend-mode 1_1\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"background-color:#f4f6f6;padding: 40px 40px 40px 40px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-builder-row fusion-builder-row-inner fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_4_5  fusion-four-fifth fusion-column-first fusion-spacing-no 4_5\"  style='margin-top: 0px;margin-bottom: 0px;width:80%;width:calc(80% - ( ( 0 ) * 0.8 ) );margin-right:0px;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\"><div class=\"fusion-column-content-centered\"><div class=\"fusion-column-content\"><div class=\"fusion-text\"><h2>COMMUNITY DEVELOPMENT<\/h2>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:20px;margin-bottom:0px;\"><\/div><\/div><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_5  fusion-one-fifth fusion-column-last fusion-spacing-no 1_5\"  style='margin-top: 0px;margin-bottom: 0px;width:20%;width:calc(20% - ( ( 0 ) * 0.2 ) );'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\"><div class=\"fusion-column-content-centered\"><div class=\"fusion-column-content\"><div class=\"imageframe-align-center\"><span style=\"max-width:200px;\" class=\"fusion-imageframe imageframe-none imageframe-5 hover-type-none\"><img decoding=\"async\" loading=\"lazy\" src=\"\/2018\/wp-content\/uploads\/2019\/03\/CommunityDevelopment_Splash.png\" width=\"\" height=\"\" alt=\"Strong Financial Performance\" title=\"CommunityDevelopment_Splash\" class=\"img-responsive wp-image-403\" srcset=\"https:\/\/united.redirontest.info\/2018\/wp-content\/uploads\/2019\/03\/CommunityDevelopment_Splash-200x200.png 200w, https:\/\/united.redirontest.info\/2018\/wp-content\/uploads\/2019\/03\/CommunityDevelopment_Splash-400x400.png 400w, https:\/\/united.redirontest.info\/2018\/wp-content\/uploads\/2019\/03\/CommunityDevelopment_Splash-600x600.png 600w, https:\/\/united.redirontest.info\/2018\/wp-content\/uploads\/2019\/03\/CommunityDevelopment_Splash.png 753w\" sizes=\"(max-width: 1215px) 100vw, 753px\" \/><\/span><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:15px;\"><\/div><div class=\"fusion-text\"><h4 style=\"margin-bottom: 0;\">Communities thrive when people work together.<\/h4>\n<p>At United Bank, we realize we are all interconnected. Intertwined. The fate of our business is tied to that of our community. When our community is healthy, so are we. When our community soars, we rise with it.<\/p>\n<p>When we help a business expand with New Market Tax Credits, we also make a loan and gain new banking customers. Jobs are created, tax bases are increased, homes are purchased, and the local economy grows.<\/p>\n<p>When Capital Magnet Funds are used to help developers build affordable housing, the cycle of poverty is broken for area families, they began to participate in the local economy and become customers of our bank and other businesses. These businesses then grow, more jobs are created, and more money is invested back into our communities.<\/p>\n<p>When our outreach and retail strategies drive growth for our bank, we can make more loans and increase our local investments. When we support innovators and entrepreneurs, the doors of opportunity are thrown open for many individuals and businesses throughout our region.<\/p>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:15px;\"><\/div><div class=\"fusion-button-wrapper fusion-alignleft\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-button.button-10 .fusion-button-text, .fusion-button.button-10 i {color:#ffffff;}.fusion-button.button-10 {border-width:0px;border-color:#ffffff;}.fusion-button.button-10 .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-10:hover .fusion-button-text, .fusion-button.button-10:hover i,.fusion-button.button-10:focus .fusion-button-text, .fusion-button.button-10:focus i,.fusion-button.button-10:active .fusion-button-text, .fusion-button.button-10:active{color:#ffffff;}.fusion-button.button-10:hover, .fusion-button.button-10:focus, .fusion-button.button-10:active{border-width:0px;border-color:#ffffff;}.fusion-button.button-10:hover .fusion-button-icon-divider, .fusion-button.button-10:hover .fusion-button-icon-divider, .fusion-button.button-10:active .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-10{width:auto;}<\/style><a class=\"fusion-button button-flat fusion-button-round button-large button-default button-10\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"\/2018\/community\/\"><span class=\"fusion-button-text\">Explore the Products We Use<\/span><i class=\"fa-angle-right fas button-icon-right\"><\/i><\/a><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><div id=\"success\"><div class=\"fusion-fullwidth fullwidth-box fusion-parallax-none bar_content large hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-small-visibility fusion-no-medium-visibility\"  style='background-color: rgba(255,255,255,0);background-image: url(\"\/2018\/wp-content\/uploads\/2019\/03\/success_large.jpg\");background-position: center center;background-repeat: no-repeat;padding-top:120px;padding-right:10%;padding-bottom:120px;padding-left:10%;border-top-width:0px;border-bottom-width:0px;border-color:#eae9e9;border-top-style:solid;border-bottom-style:solid;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last fusion-column-no-min-height 1_1\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><h2>Our past performance makes us Alabama&#8217;s premier financial partner for rural economic and community development.<\/h2>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:15px;\"><\/div><div class=\"fusion-button-wrapper fusion-alignleft\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-button.button-11 .fusion-button-text, .fusion-button.button-11 i {color:#ffffff;}.fusion-button.button-11 {border-width:0px;border-color:#ffffff;}.fusion-button.button-11 .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-11:hover .fusion-button-text, .fusion-button.button-11:hover i,.fusion-button.button-11:focus .fusion-button-text, .fusion-button.button-11:focus i,.fusion-button.button-11:active .fusion-button-text, .fusion-button.button-11:active{color:#ffffff;}.fusion-button.button-11:hover, .fusion-button.button-11:focus, .fusion-button.button-11:active{border-width:0px;border-color:#ffffff;}.fusion-button.button-11:hover .fusion-button-icon-divider, .fusion-button.button-11:hover .fusion-button-icon-divider, .fusion-button.button-11:active .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-11{width:auto;}<\/style><a class=\"fusion-button button-flat fusion-button-round button-large button-default button-11\" target=\"_self\" href=\"\/2018\/success\/\"><span class=\"fusion-button-text\">Read Our Success Stories<\/span><i class=\"fa-angle-right fas button-icon-right\"><\/i><\/a><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><div id=\"success\"><div class=\"fusion-fullwidth fullwidth-box fusion-parallax-none bar_content hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-large-visibility\"  style='background-color: rgba(255,255,255,0);background-image: url(\"\/2018\/wp-content\/uploads\/2019\/03\/success_large.jpg\");background-position: center center;background-repeat: no-repeat;padding-top:40px;padding-right:40px;padding-bottom:40px;padding-left:40px;border-top-width:0px;border-bottom-width:0px;border-color:#eae9e9;border-top-style:solid;border-bottom-style:solid;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last fusion-column-no-min-height 1_1\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><h2>Our past performance makes us Alabama&#8217;s premier financial partner for rural economic and community development.<\/h2>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:15px;\"><\/div><div class=\"fusion-button-wrapper fusion-alignleft\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-button.button-12 .fusion-button-text, .fusion-button.button-12 i {color:#ffffff;}.fusion-button.button-12 {border-width:0px;border-color:#ffffff;}.fusion-button.button-12 .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-12:hover .fusion-button-text, .fusion-button.button-12:hover i,.fusion-button.button-12:focus .fusion-button-text, .fusion-button.button-12:focus i,.fusion-button.button-12:active .fusion-button-text, .fusion-button.button-12:active{color:#ffffff;}.fusion-button.button-12:hover, .fusion-button.button-12:focus, .fusion-button.button-12:active{border-width:0px;border-color:#ffffff;}.fusion-button.button-12:hover .fusion-button-icon-divider, .fusion-button.button-12:hover .fusion-button-icon-divider, .fusion-button.button-12:active .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-12{width:auto;}<\/style><a class=\"fusion-button button-flat fusion-button-round button-large button-default button-12\" target=\"_self\" href=\"\/2018\/success\/\"><span class=\"fusion-button-text\">Read Our Success Stories<\/span><i class=\"fa-angle-right fas button-icon-right\"><\/i><\/a><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><div id=\"financial\"><div class=\"fusion-fullwidth fullwidth-box large hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-small-visibility fusion-no-medium-visibility\"  style='background-color: #f4f6f6;background-position: left top;background-repeat: no-repeat;padding-top:120px;padding-right:10%;padding-bottom:120px;padding-left:10%;border-top-width:0px;border-bottom-width:0px;border-color:#eae9e9;border-top-style:solid;border-bottom-style:solid;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:00px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><h2>2018 FINANCIAL PERFORMANCE<\/h2>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:50px;\"><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last fusion-blend-mode 1_1\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"background-color:rgba(0,0,0,0);padding: 50px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t\n<table class=\"multicol_table\">\n<tbody>\n<tr>\n<td class=\"highlight\">\n<div>\n<h4>Basic Earnings Per Share<\/h4>\n<h3>$4.09<\/h3>\n<p>Basic earnings per share increased from $1.44 per share to $4.10 per share in 2018. The total return performance for 2018 was 284%.<\/p>\n<\/div>\n<\/td>\n<td>\n<div>\n<h4>Total Assets<\/h4>\n<h3>$637,584,383<\/h3>\n<\/div>\n<\/td>\n<td>\n<div>\n<h4>Loans Held for Investment<\/h4>\n<h3>$409,843,750<\/h3>\n<\/div>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<div>\n<h4>Revenue<\/h4>\n<h3>$36,743,442<\/h3>\n<\/div>\n<\/td>\n<td>\n<div>\n<h4>Net Earning Before Taxes<\/h4>\n<h3>$12,905,355<\/h3>\n<\/div>\n<\/td>\n<td>\n<div>\n<h4>Stock Price<\/h4>\n<h3>$20.32<\/h3>\n<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 50px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:20px;\"><\/div><div class=\"fusion-button-wrapper fusion-alignleft\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-button.button-13 .fusion-button-text, .fusion-button.button-13 i {color:#ffffff;}.fusion-button.button-13 {border-width:0px;border-color:#ffffff;}.fusion-button.button-13 .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-13:hover .fusion-button-text, .fusion-button.button-13:hover i,.fusion-button.button-13:focus .fusion-button-text, .fusion-button.button-13:focus i,.fusion-button.button-13:active .fusion-button-text, .fusion-button.button-13:active{color:#ffffff;}.fusion-button.button-13:hover, .fusion-button.button-13:focus, .fusion-button.button-13:active{border-width:0px;border-color:#ffffff;}.fusion-button.button-13:hover .fusion-button-icon-divider, .fusion-button.button-13:hover .fusion-button-icon-divider, .fusion-button.button-13:active .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-13{width:auto;}<\/style><a class=\"fusion-button button-flat fusion-button-round button-large button-default button-13\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"\/2018\/financials\/\"><span class=\"fusion-button-text\">LEARN MORE<\/span><i class=\"fa-angle-right fas button-icon-right\"><\/i><\/a><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:20px;\"><\/div><div class=\"fusion-button-wrapper fusion-alignleft\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-button.button-14 .fusion-button-text, .fusion-button.button-14 i {color:#ffffff;}.fusion-button.button-14 {border-width:0px;border-color:#ffffff;}.fusion-button.button-14 .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-14:hover .fusion-button-text, .fusion-button.button-14:hover i,.fusion-button.button-14:focus .fusion-button-text, .fusion-button.button-14:focus i,.fusion-button.button-14:active .fusion-button-text, .fusion-button.button-14:active{color:#ffffff;}.fusion-button.button-14:hover, .fusion-button.button-14:focus, .fusion-button.button-14:active{border-width:0px;border-color:#ffffff;}.fusion-button.button-14:hover .fusion-button-icon-divider, .fusion-button.button-14:hover .fusion-button-icon-divider, .fusion-button.button-14:active .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-14{width:auto;}<\/style><a class=\"fusion-button button-flat fusion-button-round button-large button-default button-14\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"\/2018\/wp-content\/uploads\/2019\/03\/United-Bancorporation-of-AL-2018-Financial-Statements.pdf\"><span class=\"fusion-button-text\">2018 AUDITED FINANCIAL STATEMENT<\/span><i class=\"fa-angle-right fas button-icon-right\"><\/i><\/a><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><div id=\"financial\"><div class=\"fusion-fullwidth fullwidth-box medium hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-small-visibility fusion-no-large-visibility\"  style='background-color: #f4f6f6;background-position: left top;background-repeat: no-repeat;padding-top:50px;padding-right:5%;padding-bottom:50px;padding-left:5%;border-top-width:0px;border-bottom-width:0px;border-color:#eae9e9;border-top-style:solid;border-bottom-style:solid;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:00px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><h2>2018 FINANCIAL PERFORMANCE<\/h2>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:50px;\"><\/div>\n<table class=\"multicol_table\">\n<tbody>\n<tr>\n<td class=\"highlight\">\n<div>\n<h4>Basic Earnings Per Share<\/h4>\n<h3>$4.09<\/h3>\n<p>Basic earnings per share increased from $1.44 per share to $4.10 per share in 2018. The total return performance for 2018 was 284%.<\/p>\n<\/div>\n<\/td>\n<td>\n<div>\n<h4>Total Assets<\/h4>\n<h3>$637,584,383<\/h3>\n<\/div>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<div>\n<h4>Loans Held for Investment<\/h4>\n<h3>$409,843,750<\/h3>\n<\/div>\n<\/td>\n<td>\n<div>\n<h4>Revenue<\/h4>\n<h3>$36,743,442<\/h3>\n<\/div>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<div>\n<h4>Net Earning Before Taxes<\/h4>\n<h3>$12,905,355<\/h3>\n<\/div>\n<\/td>\n<td>\n<div>\n<h4>Stock Price<\/h4>\n<h3>$20.32<\/h3>\n<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:20px;\"><\/div><div class=\"fusion-button-wrapper fusion-alignleft\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-button.button-15 .fusion-button-text, .fusion-button.button-15 i {color:#ffffff;}.fusion-button.button-15 {border-width:0px;border-color:#ffffff;}.fusion-button.button-15 .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-15:hover .fusion-button-text, .fusion-button.button-15:hover i,.fusion-button.button-15:focus .fusion-button-text, .fusion-button.button-15:focus i,.fusion-button.button-15:active .fusion-button-text, .fusion-button.button-15:active{color:#ffffff;}.fusion-button.button-15:hover, .fusion-button.button-15:focus, .fusion-button.button-15:active{border-width:0px;border-color:#ffffff;}.fusion-button.button-15:hover .fusion-button-icon-divider, .fusion-button.button-15:hover .fusion-button-icon-divider, .fusion-button.button-15:active .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-15{width:auto;}<\/style><a class=\"fusion-button button-flat fusion-button-round button-large button-default button-15\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"\/2018\/financials\/\"><span class=\"fusion-button-text\">LEARN MORE<\/span><i class=\"fa-angle-right fas button-icon-right\"><\/i><\/a><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:20px;\"><\/div><div class=\"fusion-button-wrapper fusion-alignleft\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-button.button-16 .fusion-button-text, .fusion-button.button-16 i {color:#ffffff;}.fusion-button.button-16 {border-width:0px;border-color:#ffffff;}.fusion-button.button-16 .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-16:hover .fusion-button-text, .fusion-button.button-16:hover i,.fusion-button.button-16:focus .fusion-button-text, .fusion-button.button-16:focus i,.fusion-button.button-16:active .fusion-button-text, .fusion-button.button-16:active{color:#ffffff;}.fusion-button.button-16:hover, .fusion-button.button-16:focus, .fusion-button.button-16:active{border-width:0px;border-color:#ffffff;}.fusion-button.button-16:hover .fusion-button-icon-divider, .fusion-button.button-16:hover .fusion-button-icon-divider, .fusion-button.button-16:active .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-16{width:auto;}<\/style><a class=\"fusion-button button-flat fusion-button-round button-large button-default button-16\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"\/2018\/wp-content\/uploads\/2019\/03\/United-Bancorporation-of-AL-2018-Financial-Statements.pdf\"><span class=\"fusion-button-text\">2018 AUDITED FINANCIAL STATEMENT<\/span><i class=\"fa-angle-right fas button-icon-right\"><\/i><\/a><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><div id=\"financial\"><div class=\"fusion-fullwidth fullwidth-box small hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-medium-visibility fusion-no-large-visibility\"  style='background-color: #f4f6f6;background-position: left top;background-repeat: no-repeat;padding-top:50px;padding-right:5%;padding-bottom:50px;padding-left:5%;border-top-width:0px;border-bottom-width:0px;border-color:#eae9e9;border-top-style:solid;border-bottom-style:solid;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:00px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><h2>2018 FINANCIAL PERFORMANCE<\/h2>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:50px;\"><\/div>\n<table class=\"multicol_table\">\n<tbody>\n<tr>\n<td class=\"highlight\">\n<div>\n<h4>Basic Earnings Per Share<\/h4>\n<h3>$4.09<\/h3>\n<p>Basic earnings per share increased from $1.44 per share to $4.10 per share in 2018. The total return performance for 2018 was 284%.<\/p>\n<\/div>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<div>\n<h4>Total Assets<\/h4>\n<h3>$637,584,383<\/h3>\n<\/div>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<div>\n<h4>Loans Held for Investment<\/h4>\n<h3>$409,843,750<\/h3>\n<\/div>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<div>\n<h4>Revenue<\/h4>\n<h3>$36,743,442<\/h3>\n<\/div>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<div>\n<h4>Net Earning Before Taxes<\/h4>\n<h3>$12,905,355<\/h3>\n<\/div>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<div>\n<h4>Stock Price<\/h4>\n<h3>$20.32<\/h3>\n<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:20px;\"><\/div><div class=\"fusion-button-wrapper fusion-alignleft\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-button.button-17 .fusion-button-text, .fusion-button.button-17 i {color:#ffffff;}.fusion-button.button-17 {border-width:0px;border-color:#ffffff;}.fusion-button.button-17 .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-17:hover .fusion-button-text, .fusion-button.button-17:hover i,.fusion-button.button-17:focus .fusion-button-text, .fusion-button.button-17:focus i,.fusion-button.button-17:active .fusion-button-text, .fusion-button.button-17:active{color:#ffffff;}.fusion-button.button-17:hover, .fusion-button.button-17:focus, .fusion-button.button-17:active{border-width:0px;border-color:#ffffff;}.fusion-button.button-17:hover .fusion-button-icon-divider, .fusion-button.button-17:hover .fusion-button-icon-divider, .fusion-button.button-17:active .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-17{width:auto;}<\/style><a class=\"fusion-button button-flat fusion-button-round button-large button-default button-17\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"\/2018\/financials\/\"><span class=\"fusion-button-text\">LEARN MORE<\/span><i class=\"fa-angle-right fas button-icon-right\"><\/i><\/a><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:20px;\"><\/div><div class=\"fusion-button-wrapper fusion-alignleft\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-button.button-18 .fusion-button-text, .fusion-button.button-18 i {color:#ffffff;}.fusion-button.button-18 {border-width:0px;border-color:#ffffff;}.fusion-button.button-18 .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-18:hover .fusion-button-text, .fusion-button.button-18:hover i,.fusion-button.button-18:focus .fusion-button-text, .fusion-button.button-18:focus i,.fusion-button.button-18:active .fusion-button-text, .fusion-button.button-18:active{color:#ffffff;}.fusion-button.button-18:hover, .fusion-button.button-18:focus, .fusion-button.button-18:active{border-width:0px;border-color:#ffffff;}.fusion-button.button-18:hover .fusion-button-icon-divider, .fusion-button.button-18:hover .fusion-button-icon-divider, .fusion-button.button-18:active .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-18{width:auto;}<\/style><a class=\"fusion-button button-flat fusion-button-round button-large button-default button-18\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"\/2018\/wp-content\/uploads\/2019\/03\/United-Bancorporation-of-AL-2018-Financial-Statements.pdf\"><span class=\"fusion-button-text\">2018 AUDITED FINANCIAL STATEMENT<\/span><i class=\"fa-angle-right fas button-icon-right\"><\/i><\/a><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><div id=\"contact\"><div class=\"fusion-fullwidth fullwidth-box hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-equal-height-columns\"  style='background-color: rgba(255,255,255,0);background-position: left top;background-repeat: no-repeat;border-top-width:0px;border-bottom-width:0px;border-color:#eae9e9;border-top-style:solid;border-bottom-style:solid;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_3_5  fusion-three-fifth fusion-column-first 3_5\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 120px 10% 120px 10%;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><h2><span style=\"color: #333333;\">Contact<\/span><\/h2>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:30px;\"><\/div><div class=\"fusion-text\"><h4><span style=\"color: #004a6a;\">UNITED BANK<br \/>\n200 E. NASHVILLE AVE.<br \/>\nATMORE, AL 36502<br \/>\n251.446.6001<br \/>\n<a href=\"https:\/\/www.unitedbank.com\" target=\"_blank\" rel=\"noopener noreferrer\">unitedbank.com<\/a><\/span><\/h4>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:30px;\"><\/div><div class=\"fusion-text\">\n<\/div><script type=\"text\/javascript\">\n\t(function() {\n        document.addEventListener('DOMContentLoaded', function dom_load(e) {\n        \tvar inputs = document.querySelectorAll('form textarea,form select,form input');\n            for(var i = 0, e; e = inputs[i]; ++i) {\n                if('submit' === e.type || 'button' === e.type) { continue; }\n            \te.addEventListener('focus', redirect_event, false);\n            }\n          \n            var forms = document.getElementsByTagName('form');\n            for(var i = 0, e; e = forms[i]; ++i) {\n            \te.addEventListener('submit', redirect_event, false);\n            }\n        }, false);\n\t\t\n        function redirect_event(e) {\n            e.preventDefault();\n        \twindow.location.href = '\/#contact';\n            return false;\n        }\n\t})();\n<\/script><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_2_5  fusion-two-fifth fusion-column-last 2_5\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-image: url('\/2018\/wp-content\/uploads\/2018\/03\/united-bank-atmore-1-1.jpg');background-position:center top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\/2018\/wp-content\/uploads\/2018\/03\/united-bank-atmore-1-1.jpg\">\n\t\t\t\t\t\t<div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:400px;\"><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"100-width.php","meta":{"_mi_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0},"_links":{"self":[{"href":"https:\/\/united.redirontest.info\/2018\/wp-json\/wp\/v2\/pages\/258"}],"collection":[{"href":"https:\/\/united.redirontest.info\/2018\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/united.redirontest.info\/2018\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/united.redirontest.info\/2018\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/united.redirontest.info\/2018\/wp-json\/wp\/v2\/comments?post=258"}],"version-history":[{"count":0,"href":"https:\/\/united.redirontest.info\/2018\/wp-json\/wp\/v2\/pages\/258\/revisions"}],"wp:attachment":[{"href":"https:\/\/united.redirontest.info\/2018\/wp-json\/wp\/v2\/media?parent=258"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}