{"id":506,"date":"2020-04-03T20:21:22","date_gmt":"2020-04-03T20:21:22","guid":{"rendered":"https:\/\/ubannual.flextestsite.com\/?page_id=506"},"modified":"2021-03-31T15:49:15","modified_gmt":"2021-03-31T15:49:15","slug":"technology-updates","status":"publish","type":"page","link":"https:\/\/united.redirontest.info\/2019\/technology-updates\/","title":{"rendered":"Technology Updates \/w Gwen Braden"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:120px;padding-right:10%;padding-bottom:120px;padding-left:10%;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-0 fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:20px;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><style type=\"text\/css\"><\/style><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"margin-top:0px;margin-bottom:0px;\"><h1 class=\"title-heading-left\" style=\"margin:0;\">TECHNOLOGY UPDATES<\/h1><\/div><style type=\"text\/css\"><\/style><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"margin-top:0px;margin-bottom:60px;\"><h3 class=\"title-heading-left\" style=\"margin:0;\">With Gwen Braden, Chief Operations Officer<\/h3><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_3 fusion-builder-column-1 fusion-one-third fusion-column-first 1_3\"  style='margin-top:0px;margin-bottom:20px;width:33.33%;width:calc(33.33% - ( ( 4% + 4% ) * 0.3333 ) );margin-right: 4%;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"imageframe-align-center\"><span style=\"width:100%;max-width:400px;\" class=\"fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/unitedbankannualreport.com\/2019\/wp-content\/uploads\/2020\/04\/CloudBased_Icon.svg\" width=\"213\" height=\"213\" alt=\"Cloud Based Environment\" title=\"CloudBased_Icon\" class=\"img-responsive wp-image-501\"\/><\/span><\/div><style type=\"text\/css\">@media only screen and (max-width:1000px) {.fusion-title.fusion-title-3{margin-top:35px!important;margin-bottom:20px!important;}}<\/style><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-three\" style=\"margin-top:25px;margin-bottom:31px;\"><h3 class=\"title-heading-center\" style=\"margin:0;\">Cloud Based Environment<\/h3><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_3 fusion-builder-column-2 fusion-one-third 1_3\"  style='margin-top:0px;margin-bottom:20px;width:33.33%;width:calc(33.33% - ( ( 4% + 4% ) * 0.3333 ) );margin-right: 4%;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"imageframe-align-center\"><span style=\"width:100%;max-width:400px;\" class=\"fusion-imageframe imageframe-none imageframe-2 hover-type-none\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/unitedbankannualreport.com\/2019\/wp-content\/uploads\/2020\/04\/ProSign_Icon.svg\" width=\"213\" height=\"213\" alt=\"PRO SIGN Technology For Loans\" title=\"ProSign_Icon\" class=\"img-responsive wp-image-503\"\/><\/span><\/div><style type=\"text\/css\">@media only screen and (max-width:1000px) {.fusion-title.fusion-title-4{margin-top:35px!important;margin-bottom:20px!important;}}<\/style><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-three\" style=\"margin-top:25px;margin-bottom:31px;\"><h3 class=\"title-heading-center\" style=\"margin:0;\">PRO SIGN Technology For Loans<\/h3><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_3 fusion-builder-column-3 fusion-one-third fusion-column-last 1_3\"  style='margin-top:0px;margin-bottom:20px;width:33.33%;width:calc(33.33% - ( ( 4% + 4% ) * 0.3333 ) );'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"imageframe-align-center\"><span style=\"width:100%;max-width:400px;\" class=\"fusion-imageframe imageframe-none imageframe-3 hover-type-none\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/unitedbankannualreport.com\/2019\/wp-content\/uploads\/2020\/04\/ReliableInternet_Icon.svg\" width=\"213\" height=\"213\" alt=\"More Reliable Internet\" title=\"ReliableInternet_Icon\" class=\"img-responsive wp-image-502\"\/><\/span><\/div><style type=\"text\/css\">@media only screen and (max-width:1000px) {.fusion-title.fusion-title-5{margin-top:35px!important;margin-bottom:20px!important;}}<\/style><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-three\" style=\"margin-top:25px;margin-bottom:31px;\"><h3 class=\"title-heading-center\" style=\"margin:0;\">More Reliable Internet<\/h3><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_3 fusion-builder-column-4 fusion-one-third fusion-column-first 1_3\"  style='margin-top:0px;margin-bottom:20px;width:33.33%;width:calc(33.33% - ( ( 4% ) * 0.3333 ) );margin-right: 4%;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"imageframe-align-center\"><span style=\"width:100%;max-width:400px;\" class=\"fusion-imageframe imageframe-none imageframe-4 hover-type-none\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/unitedbankannualreport.com\/2019\/wp-content\/uploads\/2020\/04\/NewDeliveryChannels_Icon.svg\" width=\"213\" height=\"213\" alt=\"New Delivery Channels\" title=\"NewDeliveryChannels_Icon\" class=\"img-responsive wp-image-504\"\/><\/span><\/div><style type=\"text\/css\">@media only screen and (max-width:1000px) {.fusion-title.fusion-title-6{margin-top:35px!important;margin-bottom:20px!important;}}<\/style><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-three\" style=\"margin-top:25px;margin-bottom:31px;\"><h3 class=\"title-heading-center\" style=\"margin:0;\">New Delivery Channels<\/h3><\/div><div class=\"fusion-text\"><p style=\"text-align: center;\">Online Deposit Application<br \/>\nOnline Consumer Loans<br \/>\nOnline Mortgage Loans<br \/>\nATM Deposits<br \/>\nMobile Deposits<br \/>\nITMs<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_3 fusion-builder-column-5 fusion-one-third fusion-column-last 1_3\"  style='margin-top:0px;margin-bottom:20px;width:33.33%;width:calc(33.33% - ( ( 4% ) * 0.3333 ) );'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"imageframe-align-center\"><span style=\"width:100%;max-width:400px;\" class=\"fusion-imageframe imageframe-none imageframe-5 hover-type-none\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/unitedbankannualreport.com\/2019\/wp-content\/uploads\/2020\/04\/LatestTechnology_Icon.svg\" width=\"213\" height=\"213\" alt=\"Latest Technology in Loan Systems\/Deposit Systems\" title=\"LatestTechnology_Icon\" class=\"img-responsive wp-image-505\"\/><\/span><\/div><style type=\"text\/css\">@media only screen and (max-width:1000px) {.fusion-title.fusion-title-7{margin-top:35px!important;margin-bottom:20px!important;}}<\/style><div class=\"fusion-title title fusion-title-7 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-three\" style=\"margin-top:25px;margin-bottom:31px;\"><h3 class=\"title-heading-center\" style=\"margin:0;\">Latest Technology in Loan Systems\/Deposit Systems<\/h3><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-6 fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:20px;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-single sep-solid\" style=\"border-color:#004a6a;border-top-width:1px;margin-left: auto;margin-right: auto;margin-top:60px;margin-bottom:60px;\"><\/div><style type=\"text\/css\"><\/style><div class=\"fusion-title title fusion-title-8 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"margin-top:0px;margin-bottom:0px;\"><h2 class=\"title-heading-left\" style=\"margin:0;\">NEW TECH AND THE CUSTOMER EXPERIENCE<\/h2><\/div><style type=\"text\/css\"><\/style><div class=\"fusion-title title fusion-title-9 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"margin-top:0px;margin-bottom:10px;\"><h3 class=\"title-heading-left\" style=\"margin:0;\">From Bob Jones, President &amp; CEO<\/h3><\/div><div class=\"fusion-text\"><p>Our job is to deploy our technology in a way that makes the customer&#8217;s experience better, often without them even realizing it.<\/p>\n<p>For consumers, technology has increasingly become an obstacle rather than an enhancement. I realize that&#8217;s kind of a contrarian view, but there is a point of overload. Increasingly, people are left to their own devices, to be their own technologists, their own CFO, and make all of these very complex decisions.<\/p>\n<p>You don&#8217;t want technology just for technology; you want to use technology to improve the customer experience. For example, if a customer is getting a loan, instead of dealing with paperwork, they will receive their information in an electronic format and they can sign the document electronically. Instead of having to wait a day and a half for approval and funding of a loan, you can do it in a matter of minutes. Instead of giving our mortgage customers a huge pile of mortgage paperwork, we can put their documents on a searchable drive. That&#8217;s what we want to happen. That&#8217;s a better experience. That&#8217;s what we&#8217;re working towards \u2013 and will continue to allow us \u2013 to realign our resources to improve both our employee and customer experiences.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2 fusion-builder-column-7 fusion-one-half fusion-column-first 1_2\"  style='margin-top:0px;margin-bottom:20px;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-right: 4%;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><style type=\"text\/css\"><\/style><div class=\"fusion-title title fusion-title-10 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"margin-top:60px;margin-bottom:0px;\"><h3 class=\"title-heading-left\" style=\"margin:0;\">&#8220;Paper loan documents are a thing of the past.&#8221;<\/h3><\/div><style type=\"text\/css\"><\/style><div class=\"fusion-title title fusion-title-11 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"margin-top:0px;margin-bottom:10px;\"><h4 class=\"title-heading-left\" style=\"margin:0;\">Emilee Waters, Atmore Branch Manager<\/h4><\/div><div class=\"fusion-text\"><p>A customer stopped by the branch to inquire about a loan, Waters said. After taking his application and approving his request, she said she was excited to test out the Bank&#8217;s new Pro Sign capabilities. &#8220;It was the first day of rollout and I was eager to give it a go,&#8221; she said.<\/p>\n<p>When the customer returned to the branch, she was able to walk him through the process of signing his documents on the Bank&#8217;s new tablets. &#8220;He easily applied his signature where required,&#8221; she said, adding &#8220;He made several comments about the new technology and the speed from application to closing.&#8221;<\/p>\n<p>Once they were finished with the closing, she told him his loan documents had been emailed to him and the funds had been deposited into his account.<br \/>\nShe said he was amazed and mentioned repeatedly how easy and fast the whole process was. &#8220;The ease of this product is going to change how we do business,&#8221; Waters said. &#8220;So far, all of my customers have enjoyed it and been rather amazed. I believe paper loan documents are now a thing of the past.&#8221;<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2 fusion-builder-column-8 fusion-one-half fusion-column-last 1_2\"  style='margin-top:0px;margin-bottom:20px;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><style type=\"text\/css\"><\/style><div class=\"fusion-title title fusion-title-12 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"margin-top:60px;margin-bottom:0px;\"><h3 class=\"title-heading-left\" style=\"margin:0;\">&#8220;We closed his loan and the client wasn&#8217;t even in the same city.&#8221;<\/h3><\/div><style type=\"text\/css\"><\/style><div class=\"fusion-title title fusion-title-13 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"margin-top:0px;margin-bottom:10px;\"><h4 class=\"title-heading-left\" style=\"margin:0;\">Rachel Holland, Senior Vice President, Agriculture Loan Officer<\/h4><\/div><div class=\"fusion-text\"><p>With the new Pro Sign technology, Holland explained she was able to go from application to closing for an ag client&#8217;s equipment loan without ever meeting face-to-face with the customer. &#8220;It was all remote,&#8221; she said, &#8220;all the documents were sent via email and the transaction didn&#8217;t close in person.&#8221;<\/p>\n<p>When she asked the client what he thought of the process, he told her it was absolutely ideal for his needs. &#8220;He was out of town and wouldn&#8217;t have been able to meet for several days,&#8221; she said. &#8220;But Pro Sign made it all very easy and convenient. He couldn&#8217;t have been more pleased with the process.&#8221;<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":6,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_mi_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0},"_links":{"self":[{"href":"https:\/\/united.redirontest.info\/2019\/wp-json\/wp\/v2\/pages\/506"}],"collection":[{"href":"https:\/\/united.redirontest.info\/2019\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/united.redirontest.info\/2019\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/united.redirontest.info\/2019\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/united.redirontest.info\/2019\/wp-json\/wp\/v2\/comments?post=506"}],"version-history":[{"count":0,"href":"https:\/\/united.redirontest.info\/2019\/wp-json\/wp\/v2\/pages\/506\/revisions"}],"wp:attachment":[{"href":"https:\/\/united.redirontest.info\/2019\/wp-json\/wp\/v2\/media?parent=506"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}