A Word from President Mike Vincent

Engaging Employees to Drive Success
Banking products and services are largely homogeneous in nature. The key differentiator in any organization is the employees. It is imperative that there is mutual trust within an organization if we are to achieve our maximum potential. A visit to any of our branches will affirm our commitment to a workforce that is engaged, empowered, and dedicated to serving our customers and communities. Satisfied and fulfilled employees make for satisfied customers and ultimately, satisfied shareholders. We are proud to once again be named as one of the Best Companies to Work For in Alabama by Business Alabama. This designation does not happen by accident. Only by being intentional in listening to our people and creating a culture centered around collaboration and communication do we build mutual trust.

Community Development Leader
United has always enjoyed a strong relationship with the communities that we serve. We maintain these relationships not only through our branch network, but through an emphasis on employee community involvement and superior customer service. We continue to bring economic vitality to the people of Alabama and Northwest Florida through our Community Development Financial Institution (CDFI) initiatives. Whether it be a new manufacturing facility in our area, made possible by a New Markets Tax Credit allocation, or an affordable housing facility financed in part by a Capital Magnet Fund grant, United has become a leader in the Southeast by leveraging awards to drive commercial growth and development in our area.

Committed to Our Shareholders

Rewarding our shareholders for their trust and support is always a top priority. We want our shareholders to know that their support is not just a monetary investment in our bank, but also an investment in positive change in our community. I am proud to see the unbelievable talent of our people continue to be utilized in Alabama, Florida, and beyond. From technology enhancements to streamlining the banking experience, we want shareholders to see how their investment is shaping a greater future.

I encourage you to take a look at our 2023 Annual Report and see how United is using our storied past to build a better tomorrow.